Unlock Your Home’s Equity or Find the Right Mortgage
Whether you’re buying a home, refinancing for a lower payment, or tapping into equity for improvements, we’ll help you compare options in minutes.
- • Today's competitive rates for purchase & refinance
- • Cash-out options for renovations, debt consolidation, or retirement income
- • Fast pre-qualification and expert support
Why homeowners choose Archie Rate
Lower Monthly Payments
Refinance to reduce your rate or shorten your term while keeping payments predictable.
Tap Your Equity
Cash-out options help you fund improvements or consolidate high-interest debt.
Simple & Secure
Answer a few questions, compare options, and connect with a licensed specialist.
How it works
Tell us about your home
Share your goals, home value, and a few details about your mortgage.
See your options
We match you with potential rates and terms—no hard credit pull to view estimates.
Lock and save
Connect with a specialist to finalize your application and lock a great rate.
What homeowners say
“We knocked $300 off our monthly payment.”
“The process was fast and easy—highly recommend!”
“We used cash-out to remodel our kitchen.”
Mortgage & Refinance FAQs
No. Getting your initial rate estimates won’t affect your credit. A hard inquiry occurs only if you choose to proceed with a full application.
Costs vary by product and lender. We’ll outline potential closing costs and options to roll fees into your loan if available.
Yes. Cash-out refinancing lets you access equity for renovations, debt payoff, or other goals—subject to eligibility and LTV limits.
Many borrowers close in 25–35 days, depending on documentation and appraisal requirements.